Saving money without too much pain.........

Well - it is almost this time of year again, Christmas is over and a new year begins shortly and we all feel that many overspend during Christmas.
In order to save money, this has worked for me in the past.

Every time I have a loonie in my wallet, I put it in my piggy bank right away, and you would not believe how much accumulates in one year. You can almost go on a trip or have enough money for Christmas presents, etc, it is up to you on what you would like to spend it or just keep going. Putting away every loonie that makes it into your wallet is the key, you need to stick to the plan and it sure is an easy one once you are used to it.
Happy savings.